Terms and Conditions

Last Updated: [1st Jan 2026]

These Terms and Conditions ("Terms") govern the access to and use of the website, mobile applications, software, tools, products, and services (collectively, the "Services") provided by [Faiter Technology], a company incorporated under the Companies Act, 2013, having its registered office at [105-DLF Cyber City,Bhubaneswar,India-751016] ("Company", "we", "us", or "our").

By accessing or using our Services, you agree to be bound by these Terms, our Privacy Policy, and any other policies referenced herein. If you do not agree, please do not use the Services.

1. Regulatory Compliance

The Company operates in compliance with applicable Indian laws and regulations, including but not limited to:

• Securities and Exchange Board of India Act, 1992 (SEBI Act)

• SEBI Regulations, circulars, and guidelines (as applicable)

• Reserve Bank of India Act, 1934 and RBI directions (where applicable)

• Information Technology Act, 2000 and rules thereunder

• Indian Contract Act, 1872

• Prevention of Money Laundering Act, 2002 (PMLA)

Nothing contained in these Terms shall be construed as providing investment advice, portfolio management services, or assured returns unless explicitly stated and permitted under applicable regulations.

2. Eligibility

You represent and warrant that:

• You are at least 18 years of age and legally competent to contract under Indian law;

• You are not prohibited from accessing the Services under any applicable law;

• All information provided by you is true, accurate, and complete.

The Company reserves the right to suspend or terminate access if eligibility requirements are not met.

3. Nature of Services

The Services may include financial technology tools, analytics, market intelligence, trading assistance tools, educational content, alerts, signals, or software-based solutions.

Unless explicitly registered and disclosed, the Company is not:

• A SEBI-registered Investment Adviser (IA)

• A SEBI-registered Research Analyst (RA)

• A Portfolio Manager or Stock Broker

All content is provided for informational and educational purposes only and should not be construed as investment advice or recommendations.

4. User Obligations

You agree to:

• Use the Services only for lawful purposes;

• Not manipulate, reverse engineer, copy, distribute, or resell the Services;

• Maintain confidentiality of your login credentials;

• Comply with all applicable financial market laws and regulations.

You shall be solely responsible for any activity conducted through your account.

5. Risk Disclosure

Trading and investing in securities, derivatives, commodities, cryptocurrencies, or other financial instruments involve substantial risk and may result in financial loss.

The Company:

• Does not guarantee accuracy, profitability, or performance;

• Does not assure returns or capital protection;

• Shall not be responsible for losses incurred based on the use of the Services.

Users are advised to consult SEBI-registered professionals before making any financial decisions.

6. Intellectual Property Rights

All content, software, algorithms, designs, trademarks, logos, and intellectual property related to the Services are the exclusive property of the Company or its licensors.

No rights are granted except as expressly stated. Unauthorized use may result in legal action under applicable laws.

7. Fees and Payments

Certain Services may be subject to fees as disclosed on the platform. All fees are:

• Exclusive of applicable taxes unless stated otherwise;

• Non-refundable unless required by law or expressly stated.

The Company reserves the right to revise pricing with prior notice.

8. Suspension and Termination

The Company may suspend or terminate access to the Services without prior notice if:

• You breach these Terms;

• Required by law or regulatory authorities;

• There is suspected fraud, misuse, or security risk.

Termination shall not affect accrued rights or obligations.

9. Limitation of Liability

To the maximum extent permitted under law, the Company shall not be liable for:

• Any indirect, incidental, consequential, or punitive damages;

• Loss of profits, data, or business opportunities;

• Market losses arising from reliance on the Services.

The Company’s total liability, if any, shall not exceed the fees paid by you in the preceding six (6) months.

10. Indemnity

You agree to indemnify and hold harmless the Company, its directors, officers, employees, and affiliates from any claims, losses, damages, penalties, or expenses arising from:

• Your breach of these Terms;

• Violation of applicable laws;

• Misuse of the Services.

11. Privacy and Data Protection

Your data shall be collected, processed, and stored in accordance with our Privacy Policy and applicable data protection laws, including the Information Technology Act, 2000 and related rules.

12. Force Majeure

The Company shall not be liable for failure or delay in performance due to events beyond reasonable control, including natural disasters, system failures, regulatory actions, or market disruptions.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.

The courts at [Bhubaneswar, Odisha], India, shall have exclusive jurisdiction.

14. Amendments

The Company reserves the right to modify these Terms at any time. Continued use of the Services after changes constitutes acceptance of the revised Terms.

15. Contact Information

For any queries or grievances, please contact:

[Faiter Technology]
Email: [contact@faiters.com]
Address: [105-DLF Cyber City,Bhubaneswar,India-751016]

Disclaimer: This document is a general template and does not constitute legal advice. You are strongly advised to have these Terms reviewed by a qualified legal professional to ensure compliance with your specific business model and applicable SEBI/RBI regulations.